Housing Affordability Chart
Mouse over or click the Mortgage Amount to see applicable Monthly Payment and CMHC Insurance Fee for high-ratio mortgage.

Based on 4.55 %
3 Year Fixed rate		 CONVENTIONAL Lending
25 % Down Payment
 HIGH RATIO Criteria
10 % Down Payment
INCOME
LEVEL		 Maximum
Mortgage		 Affordable
Home		 Down
Payment		 Affordable
Home		 Down
Payment
$ 30,000 $ 130,336   $ 173,781 $ 43,445   $ 141,978 $ 14,198
$ 35,000 $ 152,058   $ 202,744 $ 50,686   $ 165,641 $ 16,565
$ 40,000 $ 173,781   $ 231,708 $ 57,927   $ 189,304 $ 18,931
$ 45,000 $ 195,504   $ 260,672 $ 65,168   $ 212,967 $ 21,297
$ 50,000 $ 217,226   $ 289,635 $ 72,409   $ 236,630 $ 23,664
$ 55,000 $ 238,949   $ 318,599 $ 79,650   $ 260,293 $ 26,030
$ 60,000 $ 260,671   $ 347,561 $ 86,890   $ 283,955 $ 28,396
$ 65,000 $ 282,393   $ 376,524 $ 94,131   $ 307,618 $ 30,762
$ 70,000 $ 304,117   $ 405,489 $ 101,372   $ 331,282 $ 33,129
$ 75,000 $ 325,839   $ 434,452 $ 108,613   $ 354,944 $ 35,495
  Monthly Payment
   CMHC Insurance Fee
$ 80,000 $ 347,561   $ 463,415 $ 115,854   $ 378,607 $ 37,861
$ 85,000 $ 369,285   $ 492,380 $ 123,095   $ 402,271 $ 40,228
$ 90,000 $ 391,007   $ 521,343 $ 130,336   $ 425,934 $ 42,594
$ 95,000 $ 412,729   $ 550,305 $ 137,576   $ 449,596 $ 44,960
$ 100,000 $ 434,453   $ 579,271 $ 144,818   $ 473,260 $ 47,326
$ 105,000 $ 456,175   $ 608,233 $ 152,058   $ 496,923 $ 49,693
$ 110,000 $ 477,897   $ 637,196 $ 159,299   $ 520,585 $ 52,059
$ 115,000 $ 499,621   $ 666,161 $ 166,540   $ 544,249 $ 54,425
$ 120,000 $ 521,343   $ 699,502 $ 178,159   $ 567,912 $ 56,792
COMPARE RATES
TERM OURS BANKS
6.mo
1yr.
3yr.
5yr.
 4.75%
2.75%
3.70%
4.39% 		0000%
3.75%
4.55%
5.85%

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Figures are rounded to nearest dollar.
The above information is for illustrative purposes only. We cannot guarantee its accuracy. Please contact your financial advisor for more specific information.
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