PRIVACY POLICY 

At CanadaMortgage.com we are committed to respecting and protecting your privacy and security. CanadaMortgage.com, has taken extensive measures to protect the security of your personal information and to protect your data from misuse and unauthorized access or disclosure. We exercise care in providing secure transmission of your information from your computer to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, We cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, We use industry standard efforts to safeguard the confidentiality of your information, such as Firewalls, Secure Socket Layers as well as unique User Name and Password protections. We also restrict internal access of stored data to select employees that have been informed of our privacy policies. However, "perfect security" does not exist on the Internet and we urge you to contact our Privacy Officer if you have concerns involving the security or privacy of your information.

 Information Collected at our Website  

· Statistical Information

We automatically collect anonymous statistical information regarding usage of our website. For instance, when you visit www.CanadaMortgage.com, our website recognizes the type of browser you are using (Netscape or Internet Explorer), the address of the Internet Service Provider you are using, the site that linked you to our site, the pages you visit at our site, and similar information. None of this information identifies you personally.

· Personal Information

If you submit a mortgage application to Pioneer West Acceptance Corporation (Pioneer) you are required to provide certain information necessary to deliver the selected services. In some instances you will only provide personal information such as name, address, e-mail address, phone number and other contact information. In other cases you will be provide the preceding contact information as well as personal financial information in order that Pioneer can perform the services requested. The more information you share with Pioneer the more accurately Pioneer will be able to provide you with information and services you have indicated are of interest.

· Cookies

CanadaMortgage.com has two primary uses for its cookies. First, we use them to specify a Customer's preferences. Second, we use cookies to track Customers' Web site usage trends and patterns. This helps us understand our Customers' needs better and improve areas of our services that our Customers find valuable. While both of these activities depend on the use of cookies, you have the option of disabling the cookies via your browser preferences.

 Use And Disclosure Of Information 

We store the personal information you provide us as well as the anonymous statistical information that is automatically collected on our secure servers. We may use this statistical information to understand better how our website is being used and to improve it. We use information that you have voluntarily submitted for statistical purposes in determining which pages, calculators, or content is popular or frequently visited.

We will not disclose any specific personal information that you submit and Pioneer will not disclose any specific personal information to any third party other than legitimate suppliers and clients, such as financial institutions or real estate organizations. Personal information submitted to Pioneer for mortgage applications will be subject to Pioneer's privacy policies (About Pioneer).

 TERMS OF USE 

We provide the CanadaMortgage.com Internet site "as is" to the user without any warranty or condition, express, implied or statutory. We disclaims any implied warranties of title, merchantability, non-infringement of intellectual property or fitness for any particular purpose.

Except as may be otherwise expressly provided by written agreement between us and the user, we will have no tort, contract or any other liability to the user and/or any third party arising in connection with the use of this Internet site, or reliance on any information or services provided at this Internet site

We do not endorse the services or products of advertisers, sponsors, or affinity partners. Product or service information is believed to be correct, but should not be relied on without prior verification. CanadaMortgage.com contains links to outside sites, through banners, email and other portals, to third party sites that send their own cookies, collect data and solicit information. We does not control these sites and as such we do not endorse their products, services or information and are not associated with the operators.

In the event of errors or omissions in any information our sole responsibility shall be to use its best efforts to correct, by the issue of a corrected release, any errors or omissions which it or any of its employees, servants or agents may have made, negligently or otherwise, in transmitting copy accurately and which are brought to its attention. Without limiting the generality of the foregoing, in no event shall we or any of our servants, employees or agents be liable in contract, tort or otherwise to any person (including, without limitation, the subscriber) for any loss, damage, injury, liability, cost or expense of any nature (including, without limitation, direct, indirect, consequential, incidental, special and punitive damages) which such person may suffer or incur as a result of any such errors or omissions or any delays in transmission or non-transmission.

 YOUR ACCEPTANCE OF THESE TERMS 

By using this site, or by submitting personal information to us, you signify your agreement to our Privacy Policy and Terms Of Use. From time to time we may change or update our privacy policies. It is your responsibility to check back regularly to inform yourself of such changes. Your continued use of the CanadaMortgage.com site following the posting of changes to these terms will be deemed as your acceptance of those changes.

The foregoing policies are in effect as of July 9^th, 2001. We reserve the right to change this policy statement at any time by posting the revised policy on this website. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.